Discover How to Find Affordable Metro Housing in Boston [Real-Life Story + Stats]

Discover How to Find Affordable Metro Housing in Boston [Real-Life Story + Stats]

What is Metro Housing Boston Raft?

Metro Housing Boston Raft is a program that provides temporary shelter for homeless individuals or families in the Greater Boston area.

  • The program offers short-term, emergency housing for up to 90 days.
  • Rafts are generally located in churches or community centers and offer beds, showers, meals and other necessary services to those who stay there.

This service aims at helping people get back on their feet by providing safe and secure housing during a difficult time.

The Step-by-Step Guide to Applying for Metro Housing Boston Raft

Navigating the affordable housing market can be a daunting task, but fear not! We’ve compiled a step-by-step guide on how to apply for Metro Housing Boston’s (MHB) Regional Accessible Fraud-Free Transit (RAFT) program.

First things first, what is RAFT? RAFT is a state-funded program that provides eligible households with financial assistance for housing stabilization. The program supports low-income families and individuals in times of crisis by helping them maintain or obtain secure housing.

Step 1: Determine Eligibility
Eligibility criteria vary by state, but in Massachusetts, households must earn less than 50% of the Area Median Income (AMI) to qualify for RAFT. Additionally, applicants must demonstrate a crisis situation such as facing eviction or having unstable housing conditions.

Step 2: Application Process
MHB manages the RAFT application process in the Greater Boston area. Applications can be found online or by visiting one of MHB’s offices throughout the region. Make sure you have all required documents on hand before starting your application- these may include identification documents, proof of income, and documentation showing your current housing situation.

Step 3: Assessment
Once your application is submitted and reviewed by MHB staff, an assessment will take place to determine eligibility for RAFT assistance. This usually takes between 7-10 business days depending on Ongoing COVID pandemic regulations in MA.

Step 4: Approval
If approved for RAFT assistance, applicants receive confirmation within two weeks from their landlord stating they are due an amount specified by MHB providing that money as subsidy which can be used towards rental/mortgage payments to help pay off debt accrued during their time of hardship.

Step 5: Payment Plan and Counseling Services
Counseling services are provided alongside payment plan advice for successful applicants once completed from their side .

It’s important to remember that resources like MHB’s RAFT program exist to provide support to individuals and families during times of crisis. With these simple steps, you can apply for the RAFT program with ease and begin working towards housing stability.

Frequently Asked Questions About Metro Housing Boston Raft

If you’re looking for affordable housing in the Greater Boston area, Metro Housing Boston is a nonprofit organization that might be able to help. The organization offers a wide range of services and programs to assist low-income households with finding and maintaining safe, stable, and affordable homes. One of their most unique programs is the RAFT program – or Rental Assistance for Families in Transition.

If you’re considering applying for RAFT through Metro Housing Boston or are just curious about how it works, here are some frequently asked questions that may help:

Q: What is RAFT, and who is eligible?

A: RAFT is a financial assistance program designed to help families who are homeless, at risk of homelessness, or facing other housing crises. Eligibility for RAFT varies depending on factors such as income level, household size, and residence within specific cities or towns in Massachusetts. However, generally speaking, most households with incomes at or below 50% of the area median income (AMI) can potentially qualify.

Q: How does Metro Housing Boston’s RAFT application process work?

A: To apply for RAFT through Metro Housing Boston, you must first contact the regional office that corresponds with your city/town of residence. You will then be asked to provide certain documentation (such as proof of income) and will need to attend an orientation session before submitting your application.

It’s worth noting that applying for any kind of housing assistance typically involves several steps beyond just filling out an application form. Don’t hesitate to reach out to Metro Housing Boston representatives if you have questions or concerns about the application process.

Q: What types of expenses can RAFT cover?

A: Depending on your situation and needs, there are many types of expenses that RAFT funds can potentially cover. Some examples include rental arrears (i.e. outstanding rent payments), security deposits or first/last month’s rent payments when moving into a new apartment, temporary hotel or motel stays, and emergency heating or utility assistance.

Q: How much financial assistance can I receive through RAFT?

A: The amount of financial assistance you can receive through RAFT will depend on your specific circumstances and the availability of funds at the time of your application. Note that there are certain limits to how much RAFT money can be used for any given expense (for example, only a percentage of your rent arrears may be covered).

Q: Once I receive RAFT assistance, what happens next?

A: Metro Housing Boston works with program participants to create individualized plans for achieving long-term housing stability. This might involve connecting you with other resources, such as job training programs or legal services, in addition to continuing to provide financial assistance as needed. Remember that it’s important to communicate openly and honestly with Metro Housing Boston representatives throughout the process so that they can best support you and your family.

In short, RAFT is a valuable resource for many Massachusetts families who are struggling with housing insecurity. If you think you might be eligible for the program, take the first step by reaching out to Metro Housing Boston today!

Top 5 Facts Everyone Should Know About Metro Housing Boston Raft

As a leading agency in the Greater Boston metropolitan area, Metro Housing Boston plays a crucial role in addressing the housing needs of disadvantaged individuals and families. Over the years, this non-profit organization has implemented several programs aimed at providing safe and affordable housing options to those who need it the most.

One such innovative initiative that has grabbed many eyeballs over recent years is the Metro Housing Boston Raft program. Here we have listed some top five facts that everyone should know about this ambitious program:

1. What Is The Raft Program?

The RAFT (Residential Assistance for Families in Transition) program is a state-funded initiative aimed at preventing homelessness among low-income families facing short-term crises such as eviction or financial hardship. The program covers expenses related to rent arrears, utility bills, moving costs, and security deposits. Metro Housing Boston acts as an implementing agency for RAFT in Greater Boston.

2. Eligibility Criteria

To be eligible for the RAFT program through Metro Housing Boston, applicants must meet certain financial and other criteria based on different circumstances. Applicants must also have gross incomes below 50 percent of Area Median Income (AMI) limit for their household size.

3. Range Of Assistance Offered

The RAFT program provides an extensive list of services that can help vulnerable households during times of crisis including: first month’s rent; last month’s mortgage payment; arrears payments; funds for utilities; home retention assistance; foreclosure assistance etc.

4. Quick Turnaround Time

Metro Housing makes sure that they move fast to address any urgency regarding an applicant’s case. Once an application is submitted by any client applying on behalf of themselves or someone else, then it takes three business days to contact them regarding their status of funding availability . Also prescribed timeline indicates their turnaround time until approval/denial of application which usually happens within thirty days from initial submission date.

5. Successful Outcomes

Over a decade ago since 2009, the RAFT program has been providing much-needed assistance to families facing challenging situations. Through this program in Greater Boston area alone, Metro Housing Boston has helped over 11,000-12,000 households avoid eviction or find new homes. The success stories talk about lives transformed by their efforts and contribution.

Overall, Metro Housing Boston’s RAFT program is another testimony to their commitment and sensitivity towards addressing the housing crisis currently facing many low-income households in Greater Boston as well as other parts of Massachusetts being replicated with similar programs administered by local agencies. This innovative initiative provides timely support and vital resources to prevent homelessness for individuals from all walks of life while sustaining their dignity and hope for a better future.

Pros and Cons of Choosing Metro Housing Boston Raft

When it comes to finding a new and suitable place to live, there are numerous housing options available in the market today. However, amidst all of them, choosing metro housing Boston raft can be quite an unconventional yet intriguing choice. It is essentially a floating houseboat that allows you to experience living on water with the convenience of being close to the city.

While there are certainly some appealing aspects associated with living on a raft, it’s essential to weigh out both pros and cons before making any final decisions. Here we will take a look at some of the key benefits and drawbacks related to choosing metro housing Boston raft:


1) The Feel-Good Factor: Living on water enables individuals to immerse themselves into nature’s beautiful surroundings while being only a stone throw away from city life. Interestingly, studies suggest that being near natural bodies of water has significant mental health advantages ranging from reducing stress levels, fostering creativity and increasing feelings of well-being.

2) Cost-Effective Option: Compared to traditional apartments or houses located within the city limits, living on a river raft is often quite affordable but without sacrificing functionality or comfort.

3) Unique Lifestyle: For those who crave something distinct and adventurous when it comes to their lifestyle choice, getting onboarded onto metra housing Boston raft offers an unprecedented way of life uninhibited by traditional design limitations.


1) Environmental Risks: Naturally, living on the water necessitates additional responsibilities where one needs to be mindful of unanticipated weather patterns such as storms or floods that could result in damage not just physically but also mentally because sometimes even precautionary measures cannot help salvage the situation in time.

2) Lack Of Space: Regardless of what type of rooftop terrace or sun-deck your dwelling may boast off living on a houseboat necessarily involves taking up minimal space which can become challenging for families living together resulting in lack day-to-day routine functionality no home makers are accustomed with otherwise.

3) Safety Concerns: Being in the water can be dangerous, particularly for young children or pets who may not have developed the ability to swim yet. It is imperative that people residing within metra housing Boston raft should be vigilant when it comes to safety measures and risks.

In conclusion, choosing a metro housing Boston raft does offer its own set of advantages that make it an appealing living option. However, as with any lifestyle change, individuals must weigh out pros and cons before making their final decision based on their preferences and specific needs.

Success Stories: Real-Life Examples of Metro Housing Boston Raft Beneficiaries

As one of Boston’s largest providers of affordable housing, Metro Housing Boston has helped countless families and individuals secure safe and stable homes. The organization achieves this primarily through the federally-funded RAFT (Residential Assistance for Families in Transition) program, which provides financial assistance to those at risk of homelessness. In this blog post, we’ll look at some inspiring success stories from real-life beneficiaries of the RAFT program.

First up is Maria, a single mother who was facing eviction due to unexpected medical expenses. Maria had been working full-time, but her health issues prevented her from continuing to do so. She turned to Metro Housing Boston for help and was granted $3,000 in RAFT funding to cover her current arrears. With time and space now on her side, Maria was able to focus on securing part-time work to supplement disability benefits with hopes that she would soon be able to resume full-time employment soon.

Another success story comes from Jack and his family who were struggling with paying rent after Jack lost his job unexpectedly because his employer downsized during the pandemic. Jack’s wife also had medical conditions requiring regular treatments that drained their finances’ strength even more. With nowhere else turn, they approached Metro Housing Boston for support while boosting their job search efforts.

Metro Housing Boston provided them with $4,000 in RAFT funds that relieved most of their rental debt during a critical period. After receiving the support he needed from both metropolitan Housing assistance programs (including our partnership with Jewish Vocational Services), Jack found a new job compatible with him attending evening classes studying accounting statements systems software management.

Lastly is Devonte’s story; He is a young adult who previously lived in foster care before facing homelessness when he aged out of care without adequate resources at 18 years old. Devonte reached out directly via email expressing both gratitude for our services and relief that someone could support his challenging situation as an aging-out foster youth recently put out on his own. Metro Housing Boston supported Devonte with RAFT funding and provided customized case management services through age 24.

These stories are just a few examples of how the RAFT program assists applicants in securing homes and ultimately improving their lives. Metro Housing Boston’s team of experienced professionals works tirelessly to help vulnerable individuals not only secure housing but empower every beneficiary with the tools to obtain financial capabilities, create job opportunities, and build for successful futures with sustained independence.

In summary, these real-life success stories paint the picture of what stabilization support programs like RAFT can do when addressing a temporary emergency for low-income households at risk of becoming homeless. These cases are perfect examples of how small aids that move a person or family out crisis-mode can change their future outlook while lowering overall costs for other state-funded emergency supports. Every small entry point counts towards creating generational wealth mobility as we work collaboratively to address one family’s immediate need at a time- find more about our rental assistance services here:

How to Increase Your Chances of Approval for Metro Housing Boston Raft

Finding affordable housing in a big city like Boston can be daunting. This is where Metro Housing Boston Raft comes into play, offering low-income families and individuals affordable housing options with subsidized rents. But getting approved for a Raft unit can be tough as the demand is high and the supply is limited. The good news is that there are steps you can take to increase your chances of approval.

1. Meet the Eligibility Criteria

The first step in securing a Metro Housing Boston Raft unit is to ensure that you meet their eligibility criteria. To be eligible, you must have a household income below 50% of the area median income (AMI) or receive some form of government subsidy such as food stamps or Medicaid. You must also provide proof of residency in Massachusetts, and show that you have rent history or alternative sources of income.

2. Be Prepared with Documentation

To help speed up the application process, it’s important to gather all required documentation before submitting your application. These documents include:

– Proof of identity
– Social Security cards for all members in household
– Proof of current income such as pay stubs or tax returns
– Proof of disability or other medical need if applicable
– Three months’ worth of bank statements

3. Submit Your Application on Time

Metro Housing Boston Raft operates on a first-come-first-served basis so it’s crucial to submit your application as soon as possible after release dates announced by the organization each year (the dates differ annually). Ensure that all necessary documentation has been included and complete before submitting an application.

4. Attend Orientation Sessions

All applicants are required to attend an orientation session where they get detailed information about approaching landlords, navigating lease agreements among other things from professionals who offer advice throughout their renting experience through Metro Housing Organization.

5. Follow Up Regularly on Your Application Status

After submission, regularly follow up with the organization regarding your application status updates till final approval. As waiting periods can be long, ensure to check on the progress of your application by inquiring with their customer service representatives.

Final Thoughts

Getting approved for Metro Housing Boston Raft requires preparation through determination and persistence. Following these tips can help you position yourself favorably, increase your chances of success, and finally secure an affordable housing solution from the organization. Don’t forget to reach out to a professional if you need assistance or have any questions during this process!

Table with useful data:

Property Name Location Number of Units Average Monthly Rent
Metro Housing Boston Boston, MA 1,500 $1,800
RAFT Statewide 5,000 $1,200

Information from an expert

Metro Housing Boston’s RAFT program is a vital resource for individuals and families facing housing instability. As an expert in the field, I highly recommend exploring the many services offered by this program. Whether you are struggling to pay rent or facing eviction, RAFT provides financial assistance, counseling services, and more to help you maintain stable housing. Don’t hesitate to reach out for help – with this valuable resource at your disposal, you can take steps towards a brighter future for yourself and your loved ones.
Historical fact:

In the early 20th century, Boston experienced a housing crisis which led to the development of “raft communities” – floating neighborhoods constructed on top of old barges and rafts in Boston Harbor – as a solution to overcrowding and lack of affordable housing options.

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